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Free · No ads · Works offline

Know exactly where your money goes.

Two taps to record a spend. Shared books for the money you don’t spend alone. And a straight answer at the end of every month.

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The Sarafu ledger: a day's transactions with an upcoming recurring bill above them
Shared books

For the money you don’t spend alone

Rent with a flatmate. A car wash with a partner. School fees across a family. Open a book together and everyone is looking at the same numbers — no screenshots, no “did you pay that one?”

  • Every entry says who recorded it
  • You choose who can add and who can only look
  • Keep personal and business books side by side

The questions you actually ask

Open the app and they are already answered.

A week of spending as a bar chart with a breakdown by category

Which days cost me the most?

Tap any bar to see the spending behind it.

Two monthly budgets showing how much has been spent and how much is left

How much have I got left?

Budgets count down, so you know before you overspend.

Offline first

No signal? Record it anyway.

The bus, the market, the basement of a building — none of it stops you. New categories and labels work offline too. Everything syncs by itself the moment you are back, in the order you made it.

Your ledger, and nobody else’s

Export everything to a spreadsheet whenever you like. No subscription in the way, and no asking for it back.

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