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Free · No ads · Works offline

Know exactly where your money goes.

Two taps to record a spend. Separate workspaces for your own money, the shop’s and the flat’s. And a straight answer at the end of every month.

The Sarafu ledger: a day's transactions with an upcoming recurring bill above them
Workspaces

One app, separate sets of books

A workspace is a ledger of its own — its own wallets, categories, budgets and balance. Keep your own spending in one, the shop’s takings in another, the flat’s bills in a third. Switching between them is one tap, and nothing ever mixes.

  • Invite people into any workspace — a partner, a flatmate, an accountant
  • You choose who can add entries and who can only look
  • Every entry says who recorded it

The questions you actually ask

Open the app and they are already answered.

A week of spending as a bar chart with a breakdown by category

Which days cost me the most?

Tap any bar to see the spending behind it.

Two monthly budgets showing how much has been spent and how much is left

How much have I got left?

Budgets count down, so you know before you overspend.

Offline first

No signal? Record it anyway.

The bus, the market, the basement of a building — none of it stops you. New categories and labels work offline too. Everything syncs by itself the moment you are back, in the order you made it.

Your ledger, and nobody else’s

Export everything to a spreadsheet whenever you like. No subscription in the way, and no asking for it back.