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Privacy policy

In effect from 6 September 2026

Sarafu is an expense tracker. The things you record in it are a record of your money, so this page says plainly what we hold, why we hold it, and what you can do about it.

What we store

Only what is needed to run the app for you:

  • Your name and email address, so you can sign in, be added to a shared workspace, and be reached about your account.
  • The transactions, categories, labels, wallets and budgets you record.
  • Which workspaces you belong to and what you are allowed to do in each.

We do not collect your contacts, your location, your SMS messages or your device’s advertising identifier. There is no advertising in the app and no third-party analytics or tracking SDK in it.

When we email you

Rarely, and never to sell you anything. There are two kinds:

  • About your account — a welcome when you join, and anything that affects your access or your data. These are part of running the service, so they are not optional.
  • About the app — the occasional note if you stopped using it, or something new worth knowing. Every one of these carries an unsubscribe link, one click, no questions.

We do not sell or rent your address, and we do not send it to an advertising network. Unsubscribing stops the second kind and leaves the first, because an email saying your account is closing is not one we can honour a preference about.

Where it lives

Everything you record is written to your own device first, which is why the app works with no signal. A copy is kept on our servers so the same books open on another device and so people you share a book with can see what you added.

Passwords are never stored as you typed them. Traffic between the app and the server is encrypted in transit.

Who else sees it

People you deliberately share a workspace with, and nobody else. When you add someone to a book they can see the entries in that book, and each entry shows who recorded it. Remove them and their access ends.

We do not sell your data, and we do not share it with advertisers or data brokers. We disclose information only where the law requires it.

Getting it out, and getting rid of it

You can export every transaction to a CSV file from Settings at any time, for any date range, at no cost. It is your ledger and you should never have to ask for it.

To delete your account and everything in it, write to support@huduma.cloud from the address on the account. Deletion removes your workspaces and their contents and cannot be undone, so export first if you want a copy.

Children

Sarafu is for adults: the terms require you to be 18 or older. It is not directed at children, we do not knowingly collect their information, and we will delete an account we learn belongs to someone under 18.

Changes, and how to reach us

If this policy changes in a way that affects what we collect or who can see it, we will say so in the app rather than quietly editing this page. The date at the top always reflects the current version.

Questions about any of this go to support@huduma.cloud.